Installment loans
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Fixed payments and terms give customers peace of mind
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Terms up to 12 months with 0% interest available.
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Loans from $300.00 on up. We can fiance your repairs.
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Terms up to 120 months

Our Hassle Free product option features:
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Easy Online Application
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Minimum Financial Requirements Needed for Approval
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EARLY PAYOFF options
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FLEXIBLE monthly payment options with loans from up to 3 years, 4 years, and 5 years.
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QUICK response times
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Microf specializes in rent to own options for residential replacement HVAC systems.
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No Credit Check
To Qualify
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A Valid ID – Type and Number
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Social Security Number
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Homeowners Insurance
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An Active Bank Account – Routing # and Account #
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Proof of Income – Most recent paystub (within the last 30 days) or bank statement